Question: When is the best time to refinance? Answer: That depends on several factors, including your outstanding balance, your current interest rate and any outstanding debt that you may have. Even if you currently have a low rate on your mortgage, it may save you money to refinance and pay off your high interest credit cards and home equity loans. Click on our refinancing link for more information, apply online to get expert advice on your specific needs from one of our Mortgage Advisors. Question: I have had some credit problems in the past. Can I still apply for a mortgage? Answer: Yes! North Pointe's lenders have many, many different mortgage programs available for borrowers with past (or present) credit issues. We specialize in securing financing for individuals that may have been turned down elsewhere. And if explaining your situation makes you uncomfortable, you may still apply online.                     Apply now!

1. When is the best time to refinance? 2. I have had some credit problems in the past. Can I still apply for a mortgage? 3. What is the difference between pre-approval and pre-qualification? 4. What type of documentation is needed when I apply?       Don't see your question listed here?    Click here to Ask Us!

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